Natural hazards · Badger

Badger, AK natural hazards

Most of the natural-hazard damage FEMA expects in Badger comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Badger?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Badger to be higher than in 85% of U.S. communities, mostly from earthquakes and cold waves.

Earthquakes52%Cold waves23%Wildfire16%Inland flooding7%Everything else2%

By hazard

What Badger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

52% of expected damage

Well above average · higher than 95% of U.S. places

Cold waves

23% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

7% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 100 years in the area

Lower here

HailIce stormsWinter weatherLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesTornadoesHeat wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Badger flood?

Every paid claim on a federal flood insurance policy in Badger, from FEMA’s records.

1paid claims since 2014

$12Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Badger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairbanks North Star Borough.

Disasters that hit Badger

Federal disasters declared here

None of the disasters declared for Fairbanks North Star Borough shows FEMA aid or repair money reaching Badger itself in FEMA’s records.

Brought FEMA money into BadgerDeclared for Fairbanks North Star Borough only

Fairbanks North Star Borough has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Badger

Badger and the towns around it

Very lowLowModerateHighVery high

Moose Creekmostly earthquakesVery high

Badgermostly earthquakesVery high

North Polemostly earthquakesVery high

Fairbanksmostly earthquakesVery high

Steele Creekmostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Badger covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Badger’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Badger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Badger total about $15.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.