Natural hazards · Nutter Fort

Nutter Fort, WV natural hazards

Most of the natural-hazard damage FEMA expects in Nutter Fort comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nutter Fort?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nutter Fort to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else13%

By hazard

What Nutter Fort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nutter Fort flood?

Every paid claim on a federal flood insurance policy in Nutter Fort, from FEMA’s records.

16paid claims since 1981

$132Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nutter Fort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Nutter Fort

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nutter Fort itself: aid to households, or repair grants to the Town of Nutter Fort.

Brought FEMA money into Nutter FortDeclared for Harrison County only

2012

Severe Storms and Straight-Line Winds

$20K to the Town of Nutter Fort for repairs

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

6 households applied for aid $22K aid approved $6K to the Town of Nutter Fort for repairs

2003

Severe Storms, Flooding, and Landslides

3 households applied for aid $8K aid approved $118K to the Town of Nutter Fort for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid $132 aid approved $4K to the Town of Nutter Fort for repairs

Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Nutter Fort

Nutter Fort and the towns around it

Very lowLowModerateHighVery high

Clarksburgmostly inland floodingHigh

Stonewoodmostly inland floodingHigh

Nutter Fortmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nutter Fort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nutter Fort’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Nutter Fort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.