Natural hazards · Stonewood

Stonewood, WV natural hazards

Most of the natural-hazard damage FEMA expects in Stonewood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1985. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonewood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonewood to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else11%

By hazard

What Stonewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonewood flood?

Every paid claim on a federal flood insurance policy in Stonewood, from FEMA’s records.

3paid claims since 1985

$11Kpaid to owners

1homes flooded more than once

19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stonewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Stonewood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stonewood itself: aid to households, or repair grants to the City of Stonewood.

Brought FEMA money into StonewoodDeclared for Harrison County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

2 households applied for aid $6K aid approved $4K to the City of Stonewood for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$4K to the City of Stonewood for repairs

Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Stonewood

Stonewood and the towns around it

Very lowLowModerateHighVery high

Stonewoodmostly inland floodingHigh

Nutter Fortmostly inland floodingModerate

Anmooremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonewood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stonewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stonewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.