Natural hazards · Clarksburg

Clarksburg, WV natural hazards

Most of the natural-hazard damage FEMA expects in Clarksburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 305 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clarksburg?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksburg to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%
By hazard

What Clarksburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clarksburg flood?

Every paid claim on a federal flood insurance policy in Clarksburg, from FEMA’s records.

305paid claims since 1978
$2.8Mpaid to owners
43homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 14 claims, $30K
  • Storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clarksburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Clarksburg

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksburg itself: aid to households, or repair grants to the City of Clarksburg.

Brought FEMA money into ClarksburgDeclared for Harrison County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

27 households applied for aid $72K aid approved
2018

Severe Storms, Flooding, Landslides, and Mudslides

$336K to the City of Clarksburg for repairs
2017

Severe Storms, Flooding, Landslides, and Mudslides

13 households applied for aid $8K aid approved
2012

Severe Storms and Straight-Line Winds

$21K to the City of Clarksburg for repairs
2012

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

5 households applied for aid $6K aid approved
2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

60 households applied for aid $158K aid approved $39K to the City of Clarksburg for repairs
2003

Severe Storms, Flooding, and Landslides

121 households applied for aid $177K aid approved $17K to the City of Clarksburg for repairs
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

25 households applied for aid $9K aid approved $23K to the City of Clarksburg for repairs
2000

Flooding, Severe Storms, and Landslides

$16K to the City of Clarksburg for repairs
Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Clarksburg

Clarksburg and the towns around it

Bridgeport: Moderate, mostly inland floodingNutter Fort: Moderate, mostly inland floodingDespard: High, mostly inland floodingAnmoore: Very low, mostly inland floodingEast View: High, mostly inland floodingStonewood: High, mostly inland floodingClarksburg: High, mostly inland flooding ClarksburgBridgeportNutter FortDespardAnmooreEast View
Very lowLowModerateHighVery high
Clarksburgmostly inland floodingHigh
East Viewmostly inland floodingHigh
Despardmostly inland floodingHigh
Nutter Fortmostly inland floodingModerate
Bridgeportmostly inland floodingModerate
Anmooremostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksburg covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Clarksburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clarksburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clarksburg total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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