Natural hazards · Granville

Granville, WV natural hazards

Most of the natural-hazard damage FEMA expects in Granville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1985. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Granville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granville to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Granville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Granville flood?

Every paid claim on a federal flood insurance policy in Granville, from FEMA’s records.

6paid claims since 1985

$27Kpaid to owners

1homes flooded more than once

19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Granville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monongalia County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Granville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Granville itself: aid to households, or repair grants to the Town of Granville.

Brought FEMA money into GranvilleDeclared for Monongalia County only

2003

Severe Storms, Flooding, and Landslides

2 households applied for aid $7K aid approved

Monongalia County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

Around Granville

Granville and the towns around it

Very lowLowModerateHighVery high

Osagemostly inland floodingHigh

Granvillemostly inland floodingHigh

Westovermostly inland floodingHigh

Morgantownmostly inland floodingModerate

Star Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Granville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Granville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Granville total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.