Natural hazards · Star

Star, WV natural hazards

Most of the natural-hazard damage FEMA expects in Star comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2000. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Star?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Star to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Star faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Star flood?

Every paid claim on a federal flood insurance policy in Star, from FEMA’s records.

2paid claims since 2000

$15Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Star isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monongalia County.

Disasters that hit Star

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Star itself: aid to households, or repair grants to the Town of Star.

Brought FEMA money into StarDeclared for Monongalia County only

2003

Severe Storms, Flooding, and Landslides

3 households applied for aid $5K aid approved

2000

Flooding, Severe Storms, and Landslides

$3K to the Town of Star for repairs

Monongalia County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

Around Star

Star and the towns around it

Very lowLowModerateHighVery high

Granvillemostly inland floodingHigh

Morgantownmostly inland floodingModerate

Star Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Star covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Star’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Star. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Star total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.