Natural hazards · Westover

Westover, WV natural hazards

Most of the natural-hazard damage FEMA expects in Westover comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westover?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westover to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Westover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westover flood?

Every paid claim on a federal flood insurance policy in Westover, from FEMA’s records.

19paid claims since 1978

$273Kpaid to owners

2homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monongalia County.

Disasters that hit Westover

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westover itself: aid to households, or repair grants to the City of Westover.

Brought FEMA money into WestoverDeclared for Monongalia County only

2003

Severe Storms, Flooding, and Landslides

11 households applied for aid $29K aid approved $9K to the City of Westover for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$5K to the City of Westover for repairs

2000

Flooding, Severe Storms, and Landslides

$9K to the City of Westover for repairs

Monongalia County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

Around Westover

Westover and the towns around it

Very lowLowModerateHighVery high

Westovermostly inland floodingHigh

Granvillemostly inland floodingHigh

Morgantownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Westover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.