Natural hazards · Viroqua

Viroqua, WI natural hazards

Most of the natural-hazard damage FEMA expects in Viroqua comes from cold waves, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Viroqua?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Viroqua to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves57%Inland flooding18%Tornadoes11%Hail5%Everything else10%

By hazard

What Viroqua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

57% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

18% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Viroqua flood?

FEMA's records show no paid flood insurance claims in Viroqua.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Viroqua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vernon County.

Disasters that hit Viroqua

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Viroqua itself: aid to households, or repair grants to the Town of Viroqua.

Brought FEMA money into ViroquaDeclared for Vernon County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$14K to the Town of Viroqua for repairs

2016

Severe Storms, Flooding, and Mudslides

$48K to the Town of Viroqua for repairs

2008

Severe Storms, Tornadoes, and Flooding

$206K to the Town of Viroqua for repairs

2007

Severe Storms and Flooding

$188K to the Town of Viroqua for repairs

2004

Severe Storms and Flooding

$6K to the Town of Viroqua for repairs

2000

Severe Storms, Tornadoes, and Flooding

$31K to the Town of Viroqua for repairs

Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Viroqua

Viroqua and the towns around it

Very lowLowModerateHighVery high

Franklinmostly inland floodingHigh

Libertymostly inland floodingHigh

Kickapoomostly inland floodingHigh

Jeffersonmostly inland floodingHigh

Coonmostly inland floodingHigh

Webstermostly inland floodingHigh

Christianamostly cold wavesLow

Westbymostly cold wavesLow

Viroquamostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Viroqua is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Viroqua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Viroqua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.