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Natural hazards · Viroqua

Viroqua, WI natural hazards

Most of the natural-hazard damage FEMA expects in Viroqua comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2007. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Viroqua?

9
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Viroqua to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves57%Inland flooding18%Tornadoes11%Hail5%Everything else10%
By hazard

What Viroqua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

57% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Inland flooding

18% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 80% of U.S. places

Hail

5% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Viroqua flood?

Every paid claim on a federal flood insurance policy in Viroqua, from FEMA’s records.

1paid claims since 2007
$7Kpaid to owners
0homes flooded more than once
20072026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Viroqua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Viroqua

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Viroqua itself: aid to households, or repair grants to the City of Viroqua.

Brought FEMA money into ViroquaDeclared for Vernon County only
2026

Severe Storms, Tornadoes, and Flooding

5 households applied for aid
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

20 households applied for aid $17K aid approved
2016

Severe Storms, Flooding, and Mudslides

$24K to the City of Viroqua for repairs
2008

Severe Storms, Tornadoes, and Flooding

189 households applied for aid $386K aid approved $32K to the City of Viroqua for repairs
2007

Severe Storms and Flooding

371 households applied for aid $805K aid approved $94K to the City of Viroqua for repairs
2004

Severe Storms and Flooding

39 households applied for aid $72K aid approved
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Viroqua

Viroqua and the towns around it

Viroqua: Very low, mostly cold wavesJefferson: High, mostly inland floodingChristiana: Low, mostly cold wavesFranklin: High, mostly inland floodingWebster: High, mostly inland floodingWestby: Low, mostly cold wavesLiberty: High, mostly inland floodingKickapoo: High, mostly inland floodingCoon: High, mostly inland floodingHarmony: High, mostly inland floodingSterling: High, mostly inland floodingViroqua: Very low, mostly cold waves ViroquaViroquaJefferson
Very lowLowModerateHighVery high
Jeffersonmostly inland floodingHigh
Viroquamostly cold wavesVery low
Viroquamostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Viroqua covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Viroqua’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Viroqua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Viroqua total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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