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Natural hazards · Webster

Webster, WI natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Webster?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves37%Tornadoes6%Landslides6%Everything else10%
By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Cold waves

37% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 17 years in the area

Landslides

6% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Webster flood?

FEMA's records show no paid flood insurance claims in Webster.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.
Disasters that hit Webster

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Webster itself: aid to households, or repair grants to the Town of Webster.

Brought FEMA money into WebsterDeclared for Vernon County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$233K to the Town of Webster for repairs
2016

Severe Storms, Flooding, and Mudslides

$365K to the Town of Webster for repairs
2008

Severe Storms, Tornadoes, and Flooding

$235K to the Town of Webster for repairs
2007

Severe Storms and Flooding

$136K to the Town of Webster for repairs
2004

Severe Storms and Flooding

$69K to the Town of Webster for repairs
2001

Flooding, Severe Storms and Tornadoes

$17K to the Town of Webster for repairs
2000

Severe Storms, Tornadoes, and Flooding

$8K to the Town of Webster for repairs
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Webster

Webster and the towns around it

Stark: High, mostly inland floodingViroqua: Very low, mostly cold wavesClinton: High, mostly inland floodingLiberty: High, mostly inland floodingForest: High, mostly inland floodingWhitestown: High, mostly inland floodingUnion: Moderate, mostly cold wavesViroqua: Very low, mostly cold wavesJefferson: High, mostly inland floodingChristiana: Low, mostly cold wavesFranklin: High, mostly inland floodingWestby: Low, mostly cold wavesKickapoo: High, mostly inland floodingCoon: High, mostly inland floodingJefferson: Moderate, mostly inland floodingViola: High, mostly inland floodingWebster: High, mostly inland flooding WebsterStarkViroquaClintonLiberty
Very lowLowModerateHighVery high
Libertymostly inland floodingHigh
Webstermostly inland floodingHigh
Starkmostly inland floodingHigh
Clintonmostly inland floodingHigh
Viroquamostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Webster, WIVernon CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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