Natural hazards · Mentor

Mentor, WI natural hazards

Most of the natural-hazard damage FEMA expects in Mentor comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mentor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mentor to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves23%Tornadoes8%Hail5%Everything else7%

By hazard

What Mentor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 8 years in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mentor flood?

FEMA's records show no paid flood insurance claims in Mentor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mentor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Mentor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mentor itself: aid to households, or repair grants to the Town of Mentor.

Brought FEMA money into MentorDeclared for Clark County only

2010

Severe Storms and Flooding

$7K to the Town of Mentor for repairs

Clark County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Mentor

Mentor and the towns around it

Very lowLowModerateHighVery high

Clevelandmostly inland floodingModerate

Garden Valleymostly inland floodingModerate

Mentormostly inland floodingModerate

Hewettmostly inland floodingModerate

Fostermostly inland floodingModerate

Almamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mentor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mentor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mentor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.