Natural hazards · Foster

Foster, WI natural hazards

Most of the natural-hazard damage FEMA expects in Foster comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Foster?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Foster to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves23%Tornadoes8%Hail5%Everything else7%
By hazard

What Foster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Cold waves

23% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 9 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 8 years in the area

Hail

5% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Foster flood?

FEMA's records show no paid flood insurance claims in Foster.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Foster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clark County.
Disasters that hit Foster

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Foster itself: aid to households, or repair grants to the Town of Foster.

Brought FEMA money into FosterDeclared for Clark County only
2016

Severe Storms, Flooding, and Mudslides

$13K to the Town of Foster for repairs
2010

Severe Storms and Flooding

$6K to the Town of Foster for repairs
2004

Severe Storms and Flooding

$3K to the Town of Foster for repairs
Clark County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Foster

Foster and the towns around it

Fairchild: High, mostly inland floodingHendren: Moderate, mostly inland floodingBridge Creek: High, mostly inland floodingButler: Low, mostly inland floodingMentor: Moderate, mostly inland floodingSeif: Moderate, mostly inland floodingCleveland: Moderate, mostly inland floodingFairchild: High, mostly inland floodingMead: Low, mostly inland floodingEaton: Low, mostly inland floodingLudington: Moderate, mostly inland floodingGarfield: Moderate, mostly inland floodingWilson: High, mostly inland floodingLincoln: Moderate, mostly inland floodingOtter Creek: Moderate, mostly inland floodingWorden: Low, mostly inland floodingHewett: Moderate, mostly inland floodingAlma: Moderate, mostly inland floodingGarden Valley: Moderate, mostly inland floodingWeston: Moderate, mostly inland floodingFoster: Moderate, mostly inland flooding FosterFairchildHendrenBridge CreekButlerMentorSeif
Very lowLowModerateHighVery high
Fairchildmostly inland floodingHigh
Bridge Creekmostly inland floodingHigh
Fostermostly inland floodingModerate
Hendrenmostly inland floodingModerate
Mentormostly inland floodingModerate
Seifmostly inland floodingModerate
Butlermostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Foster is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Foster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Foster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Foster

Wisconsin · WI · Clark County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01