Natural hazards · Cleveland

Cleveland, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cleveland comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleveland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleveland to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves23%Tornadoes8%Strong wind6%Hail5%Everything else6%

By hazard

What Cleveland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Strong wind

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleveland flood?

FEMA's records show no paid flood insurance claims in Cleveland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cleveland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Cleveland

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Cleveland itself in FEMA’s records.

Brought FEMA money into ClevelandDeclared for Jackson County only

Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Cleveland

Cleveland and the towns around it

Very lowLowModerateHighVery high

Fairchildmostly inland floodingHigh

Bridge Creekmostly inland floodingHigh

Clevelandmostly inland floodingModerate

Garfieldmostly inland floodingModerate

Garden Valleymostly inland floodingModerate

Mentormostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleveland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cleveland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cleveland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.