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Natural hazards · Freeman

Freeman, WI natural hazards

Most of the natural-hazard damage FEMA expects in Freeman comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 21 claims here since 2007. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Freeman?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeman to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding49%Cold waves13%Tornadoes12%Hail9%Heat waves9%Everything else8%
By hazard

What Freeman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area

Cold waves

13% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

12% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 13 years in the area

Hail

9% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Heat waves

9% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Freeman flood?

Every paid claim on a federal flood insurance policy in Freeman, from FEMA’s records.

21paid claims since 2007
$531Kpaid to owners
0homes flooded more than once
20072026

Biggest named events

  • Storm: 9 claims, $231K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Freeman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.
Disasters that hit Freeman

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeman itself: aid to households, or repair grants to the Town of Freeman.

Brought FEMA money into FreemanDeclared for Crawford County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$42K to the Town of Freeman for repairs
2016

Severe Storms, Flooding, and Mudslides

$547K to the Town of Freeman for repairs
2013

Severe Storms, Flooding, and Mudslides

$121K to the Town of Freeman for repairs
2008

Severe Storms, Tornadoes, and Flooding

$39K to the Town of Freeman for repairs
2007

Severe Storms and Flooding

$81K to the Town of Freeman for repairs
2004

Severe Storms and Flooding

$80K to the Town of Freeman for repairs
2000

Severe Storms, Tornadoes, and Flooding

$61K to the Town of Freeman for repairs
Crawford County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Freeman

Freeman and the towns around it

De Soto: High, mostly inland floodingUtica: Low, mostly inland floodingSterling: High, mostly inland floodingSeneca: Low, mostly inland floodingLansing: Very high, mostly inland floodingWheatland: High, mostly inland floodingClayton: Low, mostly inland floodingGays Mills: Low, mostly inland floodingFranklin: High, mostly inland floodingBell Center: Low, mostly inland floodingHaney: Low, mostly inland floodingHarmony: High, mostly inland floodingJefferson: High, mostly inland floodingGenoa: High, mostly inland floodingLynxville: Low, mostly inland floodingEastman: Low, mostly inland floodingFreeman: Low, mostly inland flooding FreemanDe SotoUticaSterlingSenecaLansingWheatland
Very lowLowModerateHighVery high
Lansingmostly inland floodingVery high
De Sotomostly inland floodingHigh
Wheatlandmostly inland floodingHigh
Sterlingmostly inland floodingHigh
Uticamostly inland floodingLow
Freemanmostly inland floodingLow
Senecamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeman covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Freeman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Freeman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Freeman total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Freeman, WICrawford CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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