Natural hazards · Utica

Utica, WI natural hazards

Most of the natural-hazard damage FEMA expects in Utica comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Utica?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Utica to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding55%Cold waves12%Tornadoes10%Heat waves8%Hail7%Everything else6%

By hazard

What Utica faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 15 years in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Utica flood?

FEMA's records show no paid flood insurance claims in Utica.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Utica isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Utica

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Utica itself: aid to households, or repair grants to the Town of Utica.

Brought FEMA money into UticaDeclared for Crawford County only

2016

Severe Storms, Flooding, and Mudslides

$97K to the Town of Utica for repairs

2013

Severe Storms, Flooding, and Mudslides

$100K to the Town of Utica for repairs

2008

Severe Storms, Tornadoes, and Flooding

$50K to the Town of Utica for repairs

2007

Severe Storms and Flooding

$204K to the Town of Utica for repairs

2004

Severe Storms and Flooding

$33K to the Town of Utica for repairs

2000

Severe Storms, Tornadoes, and Flooding

$208K to the Town of Utica for repairs

Crawford County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Utica

Utica and the towns around it

Very lowLowModerateHighVery high

Franklinmostly inland floodingHigh

Uticamostly inland floodingLow

Claytonmostly inland floodingLow

Gays Millsmostly inland floodingLow

Bell Centermostly inland floodingLow

Haneymostly inland floodingLow

Freemanmostly inland floodingLow

Senecamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Utica is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Utica’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Utica. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.