Natural hazards · Lansing

Lansing, IA natural hazards

Most of the natural-hazard damage FEMA expects in Lansing comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2023. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lansing?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lansing to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves11%Tornadoes9%Hail6%Everything else7%

By hazard

What Lansing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 13 years in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lansing flood?

Every paid claim on a federal flood insurance policy in Lansing, from FEMA’s records.

2paid claims since 2023

$17Kpaid to owners

0homes flooded more than once

20232026

Biggest named events

June Midwest Flooding: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lansing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allamakee County.

Disasters that hit Lansing

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lansing itself: aid to households, or repair grants to the City of Lansing.

Brought FEMA money into LansingDeclared for Allamakee County only

2023

Flooding

$98K to the City of Lansing for repairs

2016

Severe Storms and Flooding

$14K to the City of Lansing for repairs

2016

Severe Storms, Straight-Line Winds, and Flooding

$332K to the City of Lansing for repairs

2013

Severe Storms, Tornadoes, and Flooding

$55K to the City of Lansing for repairs

2008

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

2004

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $17K aid approved $13K to the City of Lansing for repairs

2001

Severe Storms, Tornadoes and Flooding

$48K to the City of Lansing for repairs

Allamakee County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Lansing

Lansing and the towns around it

Very lowLowModerateHighVery high

Lansingmostly inland floodingVery high

Freemanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lansing is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lansing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lansing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.