Natural hazards · Dunkirk

Dunkirk, WI natural hazards

Most of the natural-hazard damage FEMA expects in Dunkirk comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dunkirk?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dunkirk to be higher than in 18% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves20%Tornadoes17%Hail8%Everything else8%

By hazard

What Dunkirk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 77% of U.S. places

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dunkirk flood?

FEMA's records show no paid flood insurance claims in Dunkirk.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dunkirk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dane County.

Disasters that hit Dunkirk

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dunkirk itself: aid to households, or repair grants to the Town of Dunkirk.

Brought FEMA money into DunkirkDeclared for Dane County only

2011

Severe Winter Storm and Snowstorm

$6K to the Town of Dunkirk for repairs

2008

Record Snow and Near Record Snow

$5K to the Town of Dunkirk for repairs

2000

Snow

$3K to the Town of Dunkirk for repairs

Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dunkirk

Dunkirk and the towns around it

Very lowLowModerateHighVery high

Portermostly inland floodingHigh

Stoughtonmostly inland floodingLow

Pleasant Springsmostly inland floodingLow

Albionmostly inland floodingLow

Dunkirkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dunkirk covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Dunkirk’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dunkirk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dunkirk total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.