Natural hazards · Albion

Albion, WI natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 24 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albion?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes14%Cold waves12%Hail8%Everything else6%

By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 22 years in the area

Cold waves

12% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 6 times a year in the area

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albion flood?

Every paid claim on a federal flood insurance policy in Albion, from FEMA’s records.

24paid claims since 1993

$1.2Mpaid to owners

0homes flooded more than once

19932026

Biggest named events

Storm: 1 claim, $116K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dane County.

Disasters that hit Albion

Federal disasters declared here

None of the disasters declared for Dane County shows FEMA aid or repair money reaching Albion itself in FEMA’s records.

Brought FEMA money into AlbionDeclared for Dane County only

Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Albion

Albion and the towns around it

Very lowLowModerateHighVery high

Edgertonmostly inland floodingHigh

Fultonmostly inland floodingHigh

Sumnermostly inland floodingHigh

Albionmostly inland floodingLow

Dunkirkmostly inland floodingVery low

Christianamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Albion’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albion total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.