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Natural hazards · Stoughton

Stoughton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Stoughton comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stoughton?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stoughton to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves27%Tornadoes16%Hail6%Everything else9%
By hazard

What Stoughton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 77% of U.S. places

Hail

6% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stoughton flood?

FEMA's records show no paid flood insurance claims in Stoughton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stoughton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Stoughton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stoughton itself: aid to households, or repair grants to the City of Stoughton.

Brought FEMA money into StoughtonDeclared for Dane County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

4 households applied for aid $8K aid approved
2011

Severe Winter Storm and Snowstorm

$17K to the City of Stoughton for repairs
2008

Severe Storms, Tornadoes, and Flooding

78 households applied for aid $80K aid approved $29K to the City of Stoughton for repairs
2008

Record Snow and Near Record Snow

$26K to the City of Stoughton for repairs
2007

Severe Storms and Flooding

26 households applied for aid $37K aid approved
2004

Severe Storms and Flooding

1 household applied for aid
2000

Snow

$9K to the City of Stoughton for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Stoughton

Stoughton and the towns around it

Dunkirk: Very low, mostly inland floodingPleasant Springs: Low, mostly inland floodingRutland: Very low, mostly inland floodingDunn: Low, mostly inland floodingPorter: High, mostly inland floodingAlbion: Low, mostly inland floodingChristiana: Very low, mostly inland floodingCottage Grove: Very low, mostly inland floodingMcFarland: Low, mostly inland floodingDeerfield: Very low, mostly inland floodingBrooklyn: Low, mostly inland floodingOregon: Very low, mostly inland floodingUnion: Very low, mostly inland floodingOregon: Very low, mostly inland floodingFitchburg: Very low, mostly inland floodingBlooming Grove: Very low, mostly cold wavesStoughton: Low, mostly inland flooding StoughtonDunkirkPleasant SpringsRutlandDunn
Very lowLowModerateHighVery high
Dunnmostly inland floodingLow
Stoughtonmostly inland floodingLow
Pleasant Springsmostly inland floodingLow
Dunkirkmostly inland floodingVery low
Rutlandmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stoughton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Stoughton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stoughton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stoughton total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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