Natural hazards · Fulton

Fulton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 49 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes13%Cold waves12%Everything else9%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 22 years in the area

Cold waves

12% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

Every paid claim on a federal flood insurance policy in Fulton, from FEMA’s records.

49paid claims since 1978

$1.5Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Storm: 4 claims, $168K
March 2019 Midwest Flooding: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock County.

Disasters that hit Fulton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fulton itself: aid to households, or repair grants to the Town of Fulton.

Brought FEMA money into FultonDeclared for Rock County only

2026

Severe Storms, Tornadoes, and Flooding

$16K to the Town of Fulton for repairs

2008

Severe Storms, Tornadoes, and Flooding

$110K to the Town of Fulton for repairs

Rock County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Fulton

Fulton and the towns around it

Very lowLowModerateHighVery high

Edgertonmostly inland floodingHigh

Fultonmostly inland floodingHigh

Portermostly inland floodingHigh

Miltonmostly inland floodingModerate

Albionmostly inland floodingLow

Janesvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fulton total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.