Natural hazards · Royalton

Royalton, VT natural hazards

Most of the natural-hazard damage FEMA expects in Royalton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1998. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Royalton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Royalton to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves6%Everything else17%

By hazard

What Royalton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Royalton flood?

Every paid claim on a federal flood insurance policy in Royalton, from FEMA’s records.

14paid claims since 1998

$619Kpaid to owners

2homes flooded more than once

19982026

Biggest named events

Hurricane Irene: 8 claims, $587K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Royalton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windsor County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Royalton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Royalton itself: aid to households, or repair grants to the Town of Royalton.

Brought FEMA money into RoyaltonDeclared for Windsor County only

2023

Severe Storm and Flooding

$62K to the Town of Royalton for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $2K aid approved $3.8M to the Town of Royalton for repairs

2019

Severe Storms and Flooding

$47K to the Town of Royalton for repairs

2013

Severe Storms and Flooding

$19K to the Town of Royalton for repairs

2011

Tropical Storm Irene

2 households applied for aid $39K aid approved $1.9M to the Town of Royalton for repairs

2003

Severe Storms and Flooding

$14K to the Town of Royalton for repairs

2001

Snow

$4K to the Town of Royalton for repairs

Windsor County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Royalton

Royalton and the towns around it

Very lowLowModerateHighVery high

Tunbridgemostly inland floodingHigh

Straffordmostly inland floodingHigh

Bethelmostly inland floodingHigh

Barnardmostly inland floodingModerate

Sharonmostly inland floodingModerate

Pomfretmostly inland floodingModerate

Royaltonmostly inland floodingModerate

Randolphmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Royalton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Royalton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Royalton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Royalton total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.