Natural hazards · Barnard

Barnard, VT natural hazards

Most of the natural-hazard damage FEMA expects in Barnard comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barnard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barnard to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Barnard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barnard flood?

Every paid claim on a federal flood insurance policy in Barnard, from FEMA’s records.

1paid claims since 2011

$7Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Barnard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windsor County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Barnard

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Barnard itself: aid to households, or repair grants to the Town of Barnard.

Brought FEMA money into BarnardDeclared for Windsor County only

2023

Severe Storm and Flooding

$73K to the Town of Barnard for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $90K aid approved $1.1M to the Town of Barnard for repairs

2019

Severe Storms and Flooding

$104K to the Town of Barnard for repairs

2017

Severe Storms and Flooding

$6K to the Town of Barnard for repairs

2014

Severe Winter Storm

$74K to the Town of Barnard for repairs

2013

Severe Storms and Flooding

$45K to the Town of Barnard for repairs

2011

Tropical Storm Irene

24 households applied for aid $109K aid approved $1.9M to the Town of Barnard for repairs

2003

Severe Storms and Flooding

$10K to the Town of Barnard for repairs

2001

Snow

$3K to the Town of Barnard for repairs

1999

Tropical Storm Floyd

$4K to the Town of Barnard for repairs

Windsor County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Barnard

Barnard and the towns around it

Very lowLowModerateHighVery high

Bridgewatermostly inland floodingHigh

Barnardmostly inland floodingModerate

Pomfretmostly inland floodingModerate

Stockbridgemostly inland floodingModerate

Royaltonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barnard covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Barnard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Barnard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Barnard total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.