Natural hazards · Tunbridge

Tunbridge, VT natural hazards

Most of the natural-hazard damage FEMA expects in Tunbridge comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 21 claims here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tunbridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tunbridge to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Tunbridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tunbridge flood?

Every paid claim on a federal flood insurance policy in Tunbridge, from FEMA’s records.

21paid claims since 2008

$363Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Vermont/New York Flooding: 7 claims, $184K
Hurricane Irene: 5 claims, $66K

of all homes
are insured

No community discount. Tunbridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Tunbridge

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tunbridge itself: aid to households, or repair grants to the Town of Tunbridge.

Brought FEMA money into TunbridgeDeclared for Orange County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

12 households applied for aid $65K aid approved $468K to the Town of Tunbridge for repairs

2019

Severe Storms and Flooding

$48K to the Town of Tunbridge for repairs

2017

Severe Storms and Flooding

$29K to the Town of Tunbridge for repairs

2014

Severe Winter Storm

$19K to the Town of Tunbridge for repairs

2013

Severe Storms and Flooding

$73K to the Town of Tunbridge for repairs

2011

Tropical Storm Irene

10 households applied for aid $19K aid approved $124K to the Town of Tunbridge for repairs

2003

Severe Storms and Flooding

$65K to the Town of Tunbridge for repairs

Orange County has had 28 natural disasters declared since 1953, most often severe storms and floods.

Around Tunbridge

Tunbridge and the towns around it

Very lowLowModerateHighVery high

Tunbridgemostly inland floodingHigh

Straffordmostly inland floodingHigh

Chelseamostly inland floodingHigh

Bethelmostly inland floodingHigh

Royaltonmostly inland floodingModerate

Randolphmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tunbridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tunbridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Tunbridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tunbridge total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.