TownTapestry
Sign inJoin
HancockGood afternoon
Natural hazards · Hancock

Hancock, VT natural hazards

Most of the natural-hazard damage FEMA expects in Hancock comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 2008. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hancock?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hancock to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes5%Everything else16%
By hazard

What Hancock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 20 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hancock flood?

Every paid claim on a federal flood insurance policy in Hancock, from FEMA’s records.

12paid claims since 2008
$260Kpaid to owners
1homes flooded more than once
20082026

Biggest named events

  • Hurricane Irene: 7 claims, $169K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Hancock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Addison County.
Disasters that hit Hancock

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hancock itself: aid to households, or repair grants to the Town of Hancock.

Brought FEMA money into HancockDeclared for Addison County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $3K aid approved
2023

Severe Storms and Flooding

$888K to the Town of Hancock for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

$27K to the Town of Hancock for repairs
2017

Severe Storms and Flooding

$4K to the Town of Hancock for repairs
2011

Tropical Storm Irene

51 households applied for aid $151K aid approved $1.4M to the Town of Hancock for repairs
2008

Severe Storms and Flooding

$219K to the Town of Hancock for repairs
Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Hancock

Hancock and the towns around it

Rochester: High, mostly inland floodingGoshen: Moderate, mostly inland floodingRipton: Moderate, mostly inland floodingGranville: Moderate, mostly inland floodingPittsfield: Moderate, mostly inland floodingChittenden: Moderate, mostly inland floodingBraintree: Moderate, mostly inland floodingBethel: High, mostly inland floodingStockbridge: Moderate, mostly inland floodingLeicester: Very low, mostly inland floodingBrandon: Low, mostly inland floodingSalisbury: Very low, mostly inland floodingLincoln: Moderate, mostly inland floodingMiddlebury: Very low, mostly inland floodingBristol: Low, mostly inland floodingWarren: Low, mostly inland floodingHancock: Moderate, mostly inland flooding HancockRochesterGoshenRiptonGranville
Very lowLowModerateHighVery high
Rochestermostly inland floodingHigh
Hancockmostly inland floodingModerate
Goshenmostly inland floodingModerate
Riptonmostly inland floodingModerate
Granvillemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hancock is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hancock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hancock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Hancock, VTAddison CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Hancock is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map