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Natural hazards · Castleton

Castleton, VT natural hazards

Most of the natural-hazard damage FEMA expects in Castleton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1986. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Castleton?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Castleton to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding69%Cold waves9%Everything else22%
By hazard

What Castleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Castleton flood?

Every paid claim on a federal flood insurance policy in Castleton, from FEMA’s records.

5paid claims since 1986
$34Kpaid to owners
0homes flooded more than once
19862026

Biggest named events

  • Hurricane Irene: 2 claims, $19K
  • December Nor'easter: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Castleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.
Disasters that hit Castleton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Castleton itself: aid to households, or repair grants to the Town of Castleton.

Brought FEMA money into CastletonDeclared for Rutland County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

12 households applied for aid $42K aid approved
2019

Severe Storms and Flooding

$98K to the Town of Castleton for repairs
2014

Severe Winter Storm

$20K to the Town of Castleton for repairs
2013

Severe Storms and Flooding

$49K to the Town of Castleton for repairs
2011

Tropical Storm Irene

27 households applied for aid $30K aid approved $115K to the Town of Castleton for repairs
2007

Severe Storms and Flooding

$5K to the Town of Castleton for repairs
2001

Snow

$5K to the Town of Castleton for repairs
2000

Severe Storms and Flooding

$37K to the Town of Castleton for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Castleton

Castleton and the towns around it

Poultney: Moderate, mostly inland floodingIra: Moderate, mostly inland floodingFair Haven: Very low, mostly inland floodingHubbardton: Very low, mostly inland floodingBenson: Very low, mostly inland floodingHampton: High, mostly inland floodingMiddletown Springs: Moderate, mostly inland floodingWells: Moderate, mostly inland floodingWest Rutland: Low, mostly inland floodingClarendon: Low, mostly inland floodingWest Haven: Very low, mostly inland floodingPittsford: Low, mostly inland floodingSudbury: Very low, mostly inland floodingPutnam: High, mostly inland floodingDresden: High, mostly inland floodingOrwell: Very low, mostly inland floodingCastleton: Low, mostly inland flooding CastletonPoultneyIraFair HavenHubbardtonBenson
Very lowLowModerateHighVery high
Iramostly inland floodingModerate
Poultneymostly inland floodingModerate
Castletonmostly inland floodingLow
Hubbardtonmostly inland floodingVery low
Bensonmostly inland floodingVery low
Fair Havenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Castleton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Castleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Castleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Castleton total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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