Natural hazards · Ira

Ira, VT natural hazards

Most of the natural-hazard damage FEMA expects in Ira comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ira?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ira to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves6%Everything else18%

By hazard

What Ira faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ira flood?

Every paid claim on a federal flood insurance policy in Ira, from FEMA’s records.

1paid claims since 2011

$12Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rutland County.

Disasters that hit Ira

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ira itself: aid to households, or repair grants to the Town of Ira.

Brought FEMA money into IraDeclared for Rutland County only

2011

Tropical Storm Irene

1 household applied for aid $1K aid approved $50K to the Town of Ira for repairs

2000

Severe Storms and Flooding

$15K to the Town of Ira for repairs

Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Ira

Ira and the towns around it

Very lowLowModerateHighVery high

Iramostly inland floodingModerate

Middletown Springsmostly inland floodingModerate

Poultneymostly inland floodingModerate

West Rutlandmostly inland floodingLow

Castletonmostly inland floodingLow

Clarendonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ira is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ira’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ira. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.