Natural hazards · Fair Haven

Fair Haven, VT natural hazards

Most of the natural-hazard damage FEMA expects in Fair Haven comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fair Haven?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fair Haven to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves10%Everything else24%

By hazard

What Fair Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fair Haven flood?

Every paid claim on a federal flood insurance policy in Fair Haven, from FEMA’s records.

4paid claims since 2006

$79Kpaid to owners

1homes flooded more than once

20062026

Biggest named events

Hurricane Irene: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fair Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rutland County.

Disasters that hit Fair Haven

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fair Haven itself: aid to households, or repair grants to the Town of Fair Haven.

Brought FEMA money into Fair HavenDeclared for Rutland County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

7 households applied for aid $10K aid approved $23K to the Town of Fair Haven for repairs

2011

Tropical Storm Irene

15 households applied for aid $51K aid approved $2K to the Town of Fair Haven for repairs

2001

Snow

$4K to the Town of Fair Haven for repairs

Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Fair Haven

Fair Haven and the towns around it

Very lowLowModerateHighVery high

Hamptonmostly inland floodingHigh

Poultneymostly inland floodingModerate

Castletonmostly inland floodingLow

West Havenmostly inland floodingVery low

Bensonmostly inland floodingVery low

Fair Havenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fair Haven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fair Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fair Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fair Haven total about $630K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.