Natural hazards · Cabot

Cabot, VT natural hazards

Most of the natural-hazard damage FEMA expects in Cabot comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cabot?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cabot to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves5%Everything else18%

By hazard

What Cabot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cabot flood?

Every paid claim on a federal flood insurance policy in Cabot, from FEMA’s records.

6paid claims since 1997

$178Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Vermont/New York Flooding: 4 claims, $155K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cabot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Cabot

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cabot itself: aid to households, or repair grants to the Town of Cabot.

Brought FEMA money into CabotDeclared for Washington County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

12 households applied for aid $50K aid approved $1.4M to the Town of Cabot for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

66 households applied for aid $351K aid approved $3.6M to the Town of Cabot for repairs

2019

Severe Storms and Flooding

$43K to the Town of Cabot for repairs

2011

Tropical Storm Irene

2 households applied for aid $9K aid approved

2011

Severe Storms and Flooding

19 households applied for aid $18K aid approved $342K to the Town of Cabot for repairs

Washington County has had 27 natural disasters declared since 1953, most often floods and severe storms.

Around Cabot

Cabot and the towns around it

Very lowLowModerateHighVery high

Peachammostly inland floodingModerate

Cabotmostly inland floodingModerate

Marshfieldmostly inland floodingModerate

Waldenmostly inland floodingLow

Woodburymostly inland floodingLow

Danvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cabot is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cabot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cabot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.