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Natural hazards · Woodbury

Woodbury, VT natural hazards

Most of the natural-hazard damage FEMA expects in Woodbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodbury?

24
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbury to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves7%Landslides5%Everything else18%
By hazard

What Woodbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 4 times a year in the area

Landslides

5% of expected damage
Well above average · higher than 98% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodbury flood?

Every paid claim on a federal flood insurance policy in Woodbury, from FEMA’s records.

4paid claims since 1984
$136Kpaid to owners
0homes flooded more than once
19842026

Biggest named events

  • Vermont/New York Flooding: 3 claims, $135K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Woodbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.
Disasters that hit Woodbury

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodbury itself: aid to households, or repair grants to the Town of Woodbury.

Brought FEMA money into WoodburyDeclared for Washington County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

2 households applied for aid $4K aid approved $86K to the Town of Woodbury for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

14 households applied for aid $56K aid approved $605K to the Town of Woodbury for repairs
2011

Tropical Storm Irene

5 households applied for aid $3K aid approved $347K to the Town of Woodbury for repairs
2011

Severe Storms and Flooding

3 households applied for aid $8K aid approved
2007

Severe Storms and Flooding

$20K to the Town of Woodbury for repairs
Washington County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Woodbury

Woodbury and the towns around it

Elmore: Moderate, mostly inland floodingHardwick: Moderate, mostly inland floodingCalais: Low, mostly inland floodingCabot: Moderate, mostly inland floodingWolcott: Moderate, mostly inland floodingMorristown: Very low, mostly inland floodingWorcester: Low, mostly inland floodingWalden: Low, mostly inland floodingGreensboro: High, mostly inland floodingStannard: Low, mostly inland floodingEast Montpelier: Very low, mostly inland floodingMarshfield: Moderate, mostly inland floodingDanville: Low, mostly inland floodingPeacham: Moderate, mostly inland floodingWoodbury: Low, mostly inland flooding WoodburyElmoreHardwickCalaisCabot
Very lowLowModerateHighVery high
Hardwickmostly inland floodingModerate
Elmoremostly inland floodingModerate
Cabotmostly inland floodingModerate
Woodburymostly inland floodingLow
Calaismostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbury covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Woodbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Woodbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbury total about $673K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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