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Natural hazards · Peacham

Peacham, VT natural hazards

Most of the natural-hazard damage FEMA expects in Peacham comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2024. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Peacham?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peacham to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves8%Hurricanes7%Everything else9%
By hazard

What Peacham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 21 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Peacham flood?

Every paid claim on a federal flood insurance policy in Peacham, from FEMA’s records.

1paid claims since 2024
$45Kpaid to owners
0homes flooded more than once
20242026
of all homes
are insured
No community discount. Peacham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Caledonia County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Peacham

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peacham itself: aid to households, or repair grants to the Town of Peacham.

Brought FEMA money into PeachamDeclared for Caledonia County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

10 households applied for aid $78K aid approved $2.0M to the Town of Peacham for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $172 aid approved $97K to the Town of Peacham for repairs
2014

Severe Storms and Flooding

$3K to the Town of Peacham for repairs
2011

Tropical Storm Irene

4 households applied for aid $7K aid approved $44K to the Town of Peacham for repairs
2011

Severe Storms and Flooding

12 households applied for aid $31K aid approved $382K to the Town of Peacham for repairs
2008

Severe Storms and Flooding

$210K to the Town of Peacham for repairs
2004

Severe Storms and Flooding

$28K to the Town of Peacham for repairs
Caledonia County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Peacham

Peacham and the towns around it

Barnet: Low, mostly inland floodingDanville: Low, mostly inland floodingMarshfield: Moderate, mostly inland floodingGroton: Moderate, mostly inland floodingCabot: Moderate, mostly inland floodingMonroe: High, mostly inland floodingRyegate: Moderate, mostly inland floodingWaterford: Low, mostly inland floodingSt. Johnsbury: Low, mostly inland floodingLittleton: Very high, mostly inland floodingWheelock: Low, mostly inland floodingPlainfield: Moderate, mostly inland floodingCalais: Low, mostly inland floodingEast Montpelier: Very low, mostly inland floodingTopsham: Moderate, mostly inland floodingOrange: Moderate, mostly inland floodingWalden: Low, mostly inland floodingWoodbury: Low, mostly inland floodingPeacham: Moderate, mostly inland flooding PeachamBarnetDanvilleMarshfieldGrotonCabot
Very lowLowModerateHighVery high
Peachammostly inland floodingModerate
Grotonmostly inland floodingModerate
Marshfieldmostly inland floodingModerate
Cabotmostly inland floodingModerate
Barnetmostly inland floodingLow
Danvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peacham is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Peacham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Peacham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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