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Natural hazards · Embrey Mill

Embrey Mill, VA natural hazards

Most of the natural-hazard damage FEMA expects in Embrey Mill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Embrey Mill?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Embrey Mill to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding70%Strong wind6%Hurricanes6%Heat waves6%Tornadoes5%Everything else8%
By hazard

What Embrey Mill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 2 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 7 times a year in the area

Hurricanes

6% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 12 years in the area

Heat waves

6% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

5% of expected damage
Above average · higher than 52% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Embrey Mill flood?

Every paid claim on a federal flood insurance policy in Embrey Mill, from FEMA’s records.

1paid claims since 2018
$3Kpaid to owners
0homes flooded more than once
20182026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Embrey Mill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stafford County.
Disasters that hit Embrey Mill

Federal disasters declared here

None of the disasters declared for Stafford County shows FEMA aid or repair money reaching Embrey Mill itself in FEMA’s records.

Brought FEMA money into Embrey MillDeclared for Stafford County only
Stafford County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Embrey Mill

Embrey Mill and the towns around it

Hampton Oaks: Low, mostly inland floodingAustin Ridge: Low, mostly inland floodingColonial Forge: Very low, mostly inland floodingPark Ridge: Low, mostly inland floodingEmbrey Mill: Low, mostly inland flooding Embrey MillHampton OaksAustin RidgeColonial Forge
Very lowLowModerateHighVery high
Embrey Millmostly inland floodingLow
Austin Ridgemostly inland floodingLow
Hampton Oaksmostly inland floodingLow
Colonial Forgemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Embrey Mill covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Embrey Mill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Embrey Mill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Embrey Mill total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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