Natural hazards · Colonial Forge

Colonial Forge, VA natural hazards

Most of the natural-hazard damage FEMA expects in Colonial Forge comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colonial Forge?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colonial Forge to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding63%Strong wind7%Hurricanes7%Tornadoes6%Heat waves6%Everything else10%

By hazard

What Colonial Forge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 12 years in the area

Tornadoes

6% of expected damage

Above average · higher than 52% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colonial Forge flood?

FEMA's records show no paid flood insurance claims in Colonial Forge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colonial Forge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stafford County.

Disasters that hit Colonial Forge

Federal disasters declared here

None of the disasters declared for Stafford County shows FEMA aid or repair money reaching Colonial Forge itself in FEMA’s records.

Brought FEMA money into Colonial ForgeDeclared for Stafford County only

Stafford County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Colonial Forge

Colonial Forge and the towns around it

Very lowLowModerateHighVery high

Embrey Millmostly inland floodingLow

Colonial Forgemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colonial Forge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colonial Forge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Colonial Forge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.