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Natural hazards · Hampton Oaks

Hampton Oaks, VA natural hazards

Most of the natural-hazard damage FEMA expects in Hampton Oaks comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1994.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hampton Oaks?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton Oaks to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding66%Strong wind7%Heat waves6%Hurricanes6%Tornadoes6%Everything else9%
By hazard

What Hampton Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 7 times a year in the area

Heat waves

6% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

6% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 12 years in the area

Tornadoes

6% of expected damage
Above average · higher than 52% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hampton Oaks flood?

Every paid claim on a federal flood insurance policy in Hampton Oaks, from FEMA’s records.

2paid claims since 1994
$8Kpaid to owners
0homes flooded more than once
19942026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hampton Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stafford County.
Disasters that hit Hampton Oaks

Federal disasters declared here

None of the disasters declared for Stafford County shows FEMA aid or repair money reaching Hampton Oaks itself in FEMA’s records.

Brought FEMA money into Hampton OaksDeclared for Stafford County only
Stafford County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Hampton Oaks

Hampton Oaks and the towns around it

Embrey Mill: Low, mostly inland floodingAustin Ridge: Low, mostly inland floodingPark Ridge: Low, mostly inland floodingColonial Forge: Very low, mostly inland floodingVista Woods: Low, mostly inland floodingHampton Oaks: Low, mostly inland flooding Hampton OaksEmbrey MillAustin RidgePark Ridge
Very lowLowModerateHighVery high
Embrey Millmostly inland floodingLow
Austin Ridgemostly inland floodingLow
Hampton Oaksmostly inland floodingLow
Park Ridgemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton Oaks covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hampton Oaks’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hampton Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampton Oaks total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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