Natural hazards · Orem

Orem, UT natural hazards

Most of the natural-hazard damage FEMA expects in Orem comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orem?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orem to be higher than in 53% of U.S. communities, mostly from earthquakes.

Earthquakes75%Inland flooding11%Avalanches7%Everything else7%

By hazard

What Orem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

75% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Avalanches

7% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 50 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orem flood?

Every paid claim on a federal flood insurance policy in Orem, from FEMA’s records.

3paid claims since 2013

$18Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Orem is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Utah County.

Disasters that hit Orem

Federal disasters declared here

None of the disasters declared for Utah County shows FEMA aid or repair money reaching Orem itself in FEMA’s records.

Brought FEMA money into OremDeclared for Utah County only

Utah County has had 11 natural disasters declared since 1953, most often fires and floods.

Around Orem

Orem and the towns around it

Very lowLowModerateHighVery high

Provomostly earthquakesHigh

Oremmostly earthquakesModerate

Lindonmostly avalanchesModerate

Vineyardmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orem covers 26 census tracts, combined by population.

Money that reached townFlood claims are matched to Orem’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orem total about $49.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.