Natural hazards · Vineyard

Vineyard, UT natural hazards

Most of the natural-hazard damage FEMA expects in Vineyard comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vineyard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vineyard to be higher than in 43% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes67%Inland flooding16%Everything else17%

By hazard

What Vineyard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

16% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vineyard flood?

Every paid claim on a federal flood insurance policy in Vineyard, from FEMA’s records.

1paid claims since 2023

$311paid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vineyard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Utah County.

Disasters that hit Vineyard

Federal disasters declared here

None of the disasters declared for Utah County shows FEMA aid or repair money reaching Vineyard itself in FEMA’s records.

Brought FEMA money into VineyardDeclared for Utah County only

Utah County has had 11 natural disasters declared since 1953, most often fires and floods.

Around Vineyard

Vineyard and the towns around it

Very lowLowModerateHighVery high

Oremmostly earthquakesModerate

Lindonmostly avalanchesModerate

Vineyardmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vineyard covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Vineyard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Vineyard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vineyard total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.