Natural hazards · Leander

Leander, TX natural hazards

Most of the natural-hazard damage FEMA expects in Leander comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leander?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leander to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes16%Cold waves13%Hail9%Everything else10%

By hazard

What Leander faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 63% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 2 years in the area

Hail

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leander flood?

Every paid claim on a federal flood insurance policy in Leander, from FEMA’s records.

10paid claims since 1981

$388Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Thunderstorms: 2 claims, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leander isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Leander

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leander itself: aid to households, or repair grants to the City of Leander.

Brought FEMA money into LeanderDeclared for Williamson County only

2025

Severe Storms, Straight-Line Winds, and Flooding

395 households applied for aid $3.5M aid approved $275K to the City of Leander for repairs

2023

Severe Winter Storm

$428K to the City of Leander for repairs

2021

Severe Winter Storms

532 households applied for aid $109K aid approved $171K to the City of Leander for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

23 households applied for aid $28K aid approved

2011

Wildfires

52 households applied for aid $64K aid approved

2007

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $33K aid approved

2005

Hurricane Katrina Evacuation

$93K to the City of Leander for repairs

Williamson County has had 21 natural disasters declared since 1953, most often fires and severe storms.

Around Leander

Leander and the towns around it

Very lowLowModerateHighVery high

Jonestownmostly inland floodingVery high

Liberty Hillmostly inland floodingLow

Leandermostly inland floodingLow

Cedar Parkmostly inland floodingLow

Georgetownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leander covers 14 census tracts, combined by population.

Money that reached townFlood claims are matched to Leander’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Leander. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Leander total about $12.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.