Natural hazards · Cedar Park

Cedar Park, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 44 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Park to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding55%Cold waves14%Tornadoes12%Hail10%Everything else9%

By hazard

What Cedar Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Cold waves

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 59% of U.S. places

Hail

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Park flood?

Every paid claim on a federal flood insurance policy in Cedar Park, from FEMA’s records.

44paid claims since 1981

$1.1Mpaid to owners

9homes flooded more than once

19812026

Biggest named events

Fall severe storms: 3 claims, $157K
2025 July Central TX Flooding: 1 claim, $30K
2026-06-Arthur-TS: 1 claim, $36K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Cedar Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Park itself: aid to households, or repair grants to the City of Cedar Park.

Brought FEMA money into Cedar ParkDeclared for Williamson County only

2025

Severe Storms, Straight-Line Winds, and Flooding

38 households applied for aid $18K aid approved

2023

Severe Winter Storm

$170K to the City of Cedar Park for repairs

2021

Severe Winter Storms

447 households applied for aid $97K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

6 households applied for aid $3K aid approved

2011

Wildfires

7 households applied for aid $21K aid approved

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

2005

Hurricane Rita

1 household applied for aid

2005

Hurricane Katrina Evacuation

$41K to the City of Cedar Park for repairs

Williamson County has had 21 natural disasters declared since 1953, most often fires and severe storms.

Around Cedar Park

Cedar Park and the towns around it

Very lowLowModerateHighVery high

Austinmostly inland floodingModerate

Leandermostly inland floodingLow

Cedar Parkmostly inland floodingLow

Brushy Creekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Park covers 20 census tracts, combined by population.

Money that reached townFlood claims are matched to Cedar Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cedar Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cedar Park total about $19.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.