Natural hazards · Jonestown

Jonestown, TX natural hazards

Most of the natural-hazard damage FEMA expects in Jonestown comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 1991. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jonestown?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jonestown to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding80%Tornadoes11%Everything else9%

By hazard

What Jonestown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jonestown flood?

Every paid claim on a federal flood insurance policy in Jonestown, from FEMA’s records.

19paid claims since 1991

$1.2Mpaid to owners

5homes flooded more than once

19912026

Biggest named events

Thunderstorms: 5 claims, $375K
Fall 2018 Texas Flooding: 2 claims, $239K
Torrential rain: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jonestown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Travis County.

Disasters that hit Jonestown

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jonestown itself: aid to households, or repair grants to the City of Jonestown.

Brought FEMA money into JonestownDeclared for Travis County only

2025

Severe Storms, Straight-Line Winds, and Flooding

26 households applied for aid $126K aid approved $80K to the City of Jonestown for repairs

2023

Severe Winter Storm

$66K to the City of Jonestown for repairs

2021

Severe Winter Storms

36 households applied for aid $15K aid approved

2018

Severe Storms and Flooding

$12K to the City of Jonestown for repairs

2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $3K aid approved

Travis County has had 30 natural disasters declared since 1953, most often fires and floods.

Around Jonestown

Jonestown and the towns around it

Very lowLowModerateHighVery high

Jonestownmostly inland floodingVery high

Lago Vistamostly inland floodingHigh

Leandermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jonestown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jonestown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jonestown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jonestown total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.