Natural hazards · Stroud

Stroud, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stroud comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 38 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stroud?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stroud to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves22%Everything else22%

By hazard

What Stroud faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stroud flood?

Every paid claim on a federal flood insurance policy in Stroud, from FEMA’s records.

38paid claims since 1978

$385Kpaid to owners

7homes flooded more than once

19782026

Biggest named events

Tropical Storm Henri: 3 claims, $8K
Hurricane Isaias: 3 claims, $60K
Tropical Storm Ivan: 2 claims, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stroud isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Stroud

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Stroud itself in FEMA’s records.

Brought FEMA money into StroudDeclared for Monroe County only

Monroe County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Stroud

Stroud and the towns around it

Very lowLowModerateHighVery high

Stroudsburgmostly inland floodingHigh

Upper Mount Bethelmostly inland floodingModerate

Smithfieldmostly inland floodingLow

Hamiltonmostly inland floodingLow

Pricemostly inland floodingLow

Stroudmostly inland floodingLow

Poconomostly inland floodingLow

East Stroudsburgmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stroud covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Stroud’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Stroud. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stroud total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.