Pocono is calmer than 75% of U.S. communities
Most of the natural-hazard damage FEMA expects in Pocono comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1978.
What stands out about Pocono’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Pocono?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.
Calmer than 1,722 of the 2,558 Pennsylvania towns we cover.
Pocono covers 3 census tracts, combined by population.
What Pocono faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Cold waves
Hurricanes
Does Pocono flood? Sometimes: 14 flood claims since 1978
Every paid claim on a federal flood insurance policy in Pocono, from FEMA’s records.
- Tropical Storm Henri4 claims · $276K
- Hurricane Irene1 claim · $7K
- Hurricane Isaias1 claim · $53K
Pocono isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monroe County.Federal disasters declared here
None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Pocono itself in FEMA’s records.
Monroe County has had 16 natural disasters declared since 1953, most often floods and hurricanes.
Get ready for what Pocono actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Pocono and its neighbors
Pocono ranks 3rd calmest of 7 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–September
The month each of Monroe County’s 16 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Pocono’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pocono.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Pocono, expected losses total about $3.7M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Pocono.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.