Natural hazards · Stroudsburg

Stroudsburg, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stroudsburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stroudsburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stroudsburg to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves11%Everything else13%

By hazard

What Stroudsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stroudsburg flood?

Every paid claim on a federal flood insurance policy in Stroudsburg, from FEMA’s records.

17paid claims since 1996

$160Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Tropical Storm Henri: 6 claims, $95K
Hurricane Ida: 1 claim, $2K
Hurricane Isaias: 1 claim, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stroudsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Stroudsburg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stroudsburg itself: aid to households, or repair grants to the Borough of Stroudsburg.

Brought FEMA money into StroudsburgDeclared for Monroe County only

2011

Tropical Storm Lee

11 households applied for aid

2011

Hurricane Irene

68 households applied for aid $127K aid approved

2006

Severe Storms, Flooding, and Mudslides

88 households applied for aid $204K aid approved

2005

Severe Storms and Flooding

66 households applied for aid $65K aid approved

2004

Tropical Depression Ivan

41 households applied for aid $170K aid approved

Monroe County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Stroudsburg

Stroudsburg and the towns around it

Very lowLowModerateHighVery high

Stroudsburgmostly inland floodingHigh

Stroudmostly inland floodingLow

East Stroudsburgmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stroudsburg covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Stroudsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stroudsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stroudsburg total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.