Natural hazards · Spring

Spring, PA natural hazards

Most of the natural-hazard damage FEMA expects in Spring comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding77%Everything else23%

By hazard

What Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring flood?

Every paid claim on a federal flood insurance policy in Spring, from FEMA’s records.

1paid claims since 2018

$1Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.

Disasters that hit Spring

Federal disasters declared here

None of the disasters declared for Centre County shows FEMA aid or repair money reaching Spring itself in FEMA’s records.

Brought FEMA money into SpringDeclared for Centre County only

Centre County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Spring

Spring and the towns around it

Very lowLowModerateHighVery high

Boggsmostly inland floodingHigh

Walkermostly inland floodingLow

Pottermostly inland floodingLow

Springmostly inland floodingVery low

Bennermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Spring’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.