Natural hazards · Benner

Benner, PA natural hazards

Most of the natural-hazard damage FEMA expects in Benner comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Benner?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Benner to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding69%Lightning7%Everything else23%

By hazard

What Benner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Lightning

7% of expected damage

Below average · higher than 39% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Benner flood?

Every paid claim on a federal flood insurance policy in Benner, from FEMA’s records.

6paid claims since 1979

$9Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $5K
Tropical Storm Ivan: 1 claim, $890

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Benner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.

Disasters that hit Benner

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Benner itself: aid to households, or repair grants to the Township of Benner.

Brought FEMA money into BennerDeclared for Centre County only

2016

Severe Storms and Flooding

$1.8M to the Township of Benner for repairs

2004

Tropical Depression Ivan

$22K to the Township of Benner for repairs

Centre County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Benner

Benner and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingHigh

Pottermostly inland floodingLow

Harrismostly inland floodingLow

Springmostly inland floodingVery low

Collegemostly inland floodingVery low

Pattonmostly inland floodingVery low

Bennermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Benner covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Benner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Benner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Benner total about $813K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.