Natural hazards · Potter

Potter, PA natural hazards

Most of the natural-hazard damage FEMA expects in Potter comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Potter?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Potter to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding80%Hurricanes7%Everything else13%

By hazard

What Potter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Potter flood?

FEMA's records show no paid flood insurance claims in Potter.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Potter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.

Disasters that hit Potter

Federal disasters declared here

None of the disasters declared for Centre County shows FEMA aid or repair money reaching Potter itself in FEMA’s records.

Brought FEMA money into PotterDeclared for Centre County only

Centre County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Potter

Potter and the towns around it

Very lowLowModerateHighVery high

Armaghmostly inland floodingHigh

Greggmostly inland floodingModerate

Pottermostly inland floodingLow

Harrismostly inland floodingLow

Springmostly inland floodingVery low

Bennermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Potter covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Potter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Potter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Potter total about $790K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.