Natural hazards · Oklahoma

Oklahoma, PA natural hazards

Most of the natural-hazard damage FEMA expects in Oklahoma comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oklahoma?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oklahoma to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Oklahoma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oklahoma flood?

FEMA's records show no paid flood insurance claims in Oklahoma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oklahoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westmoreland County.

Disasters that hit Oklahoma

Federal disasters declared here

None of the disasters declared for Westmoreland County shows FEMA aid or repair money reaching Oklahoma itself in FEMA’s records.

Brought FEMA money into OklahomaDeclared for Westmoreland County only

Westmoreland County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Oklahoma

Oklahoma and the towns around it

Very lowLowModerateHighVery high

Apollomostly inland floodingVery high

North Apollomostly inland floodingVery high

East Vandergriftmostly inland floodingHigh

Alleghenymostly inland floodingLow

Oklahomamostly inland floodingLow

Bellmostly inland floodingLow

Kiskiminetasmostly inland floodingLow

Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oklahoma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oklahoma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Oklahoma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.