Natural hazards · Apollo

Apollo, PA natural hazards

Most of the natural-hazard damage FEMA expects in Apollo comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Apollo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Apollo to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%

By hazard

What Apollo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Apollo flood?

Every paid claim on a federal flood insurance policy in Apollo, from FEMA’s records.

3paid claims since 2004

$24Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $801

of homes in flood zones
are insured

of all homes
are insured

No community discount. Apollo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit Apollo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Apollo itself: aid to households, or repair grants to the Borough of Apollo.

Brought FEMA money into ApolloDeclared for Armstrong County only

2004

Tropical Depression Ivan

33 households applied for aid $114K aid approved

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Apollo

Apollo and the towns around it

Very lowLowModerateHighVery high

Apollomostly inland floodingVery high

North Apollomostly inland floodingVery high

Oklahomamostly inland floodingLow

Kiskiminetasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Apollo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Apollo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Apollo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.