Natural hazards · North Apollo

North Apollo, PA natural hazards

Most of the natural-hazard damage FEMA expects in North Apollo comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Apollo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Apollo to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%

By hazard

What North Apollo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Apollo flood?

Every paid claim on a federal flood insurance policy in North Apollo, from FEMA’s records.

4paid claims since 1981

$26Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Tropical Storm Ivan: 1 claim, $801

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Apollo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit North Apollo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in North Apollo itself: aid to households, or repair grants to the Borough of North Apollo.

Brought FEMA money into North ApolloDeclared for Armstrong County only

2004

Tropical Depression Ivan

1 household applied for aid $214 aid approved

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around North Apollo

North Apollo and the towns around it

Very lowLowModerateHighVery high

North Apollomostly inland floodingVery high

Apollomostly inland floodingVery high

East Vandergriftmostly inland floodingHigh

Vandergriftmostly inland floodingHigh

Oklahomamostly inland floodingLow

Kiskiminetasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Apollo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to North Apollo’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of North Apollo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Apollo total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.