Natural hazards · Lemoyne

Lemoyne, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lemoyne comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lemoyne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lemoyne to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes8%Everything else15%

By hazard

What Lemoyne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lemoyne flood?

Every paid claim on a federal flood insurance policy in Lemoyne, from FEMA’s records.

7paid claims since 1984

$6Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lemoyne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Lemoyne

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lemoyne itself: aid to households, or repair grants to the Borough of Lemoyne.

Brought FEMA money into LemoyneDeclared for Cumberland County only

2011

Tropical Storm Lee

46 households applied for aid $38K aid approved

2004

Tropical Depression Ivan

3 households applied for aid $576 aid approved

Cumberland County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Lemoyne

Lemoyne and the towns around it

Very lowLowModerateHighVery high

New Cumberlandmostly inland floodingVery high

Wormleysburgmostly inland floodingHigh

Harrisburgmostly inland floodingHigh

Lemoynemostly inland floodingLow

Lower Allenmostly inland floodingLow

Camp Hillmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lemoyne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lemoyne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Lemoyne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lemoyne total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.