Natural hazards · Camp Hill

Camp Hill, PA natural hazards

Most of the natural-hazard damage FEMA expects in Camp Hill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 71 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camp Hill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camp Hill to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes10%Strong wind5%Tornadoes5%Everything else13%

By hazard

What Camp Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 14 years in the area

Strong wind

5% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 49% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camp Hill flood?

Every paid claim on a federal flood insurance policy in Camp Hill, from FEMA’s records.

71paid claims since 1979

$1.7Mpaid to owners

14homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 13 claims, $451K
Tropical Storm Lee: 12 claims, $298K
Not a named storm: 2 claims, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camp Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Camp Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camp Hill itself: aid to households, or repair grants to the Borough of Camp Hill.

Brought FEMA money into Camp HillDeclared for Cumberland County only

2011

Tropical Storm Lee

133 households applied for aid $131K aid approved

2004

Tropical Depression Ivan

45 households applied for aid $57K aid approved

Cumberland County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Camp Hill

Camp Hill and the towns around it

Very lowLowModerateHighVery high

Lemoynemostly inland floodingLow

Lower Allenmostly inland floodingLow

Hampdenmostly inland floodingLow

East Pennsboromostly inland floodingLow

Camp Hillmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camp Hill covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Camp Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Camp Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camp Hill total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.