Natural hazards · Wormleysburg

Wormleysburg, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wormleysburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 84 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wormleysburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wormleysburg to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Wormleysburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wormleysburg flood?

Every paid claim on a federal flood insurance policy in Wormleysburg, from FEMA’s records.

84paid claims since 1979

$2.8Mpaid to owners

13homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 21 claims, $1.4M
Tropical Storm Ivan: 13 claims, $456K
Hurricane Irene: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wormleysburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Wormleysburg

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wormleysburg itself: aid to households, or repair grants to the Borough of Wormleysburg.

Brought FEMA money into WormleysburgDeclared for Cumberland County only

2011

Tropical Storm Lee

13 households applied for aid $4K aid approved

2004

Tropical Depression Ivan

3 households applied for aid $4K aid approved

Cumberland County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Wormleysburg

Wormleysburg and the towns around it

Very lowLowModerateHighVery high

Wormleysburgmostly inland floodingHigh

Harrisburgmostly inland floodingHigh

Lemoynemostly inland floodingLow

East Pennsboromostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wormleysburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wormleysburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Wormleysburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wormleysburg total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.